GENERAL INSURANCE

1. Health Insurance

Key Features of Health Insurance

  1. No Sublimit or capping on room rent 
  2. Daycare procedures & treatment covered 
  3. Cashless Home Healthcare cover 
  4. Pre & Post-Hospitalisation 
  5. PED coverage after 2 year or 4 year
  6. Tier Wise Premium 
  7. Various discounts – Fitness discount at renewal, Long-term tenure discounts & Family discount 
  8. No entry age restriction 
  9. Renewable lifelong 
  10. 1, 2 & 3-year policy tenure available 
  11. Dependent children covered up to 25 years of age 
  12. Cumulative Bonus
  13. Free Health Check-Ups
  14. Tax Benefits
  15. Recharge Benefit
  16. Covers Ayurvedic and homoeopathic treatment
  17. Covers organ donor expenses
  18. Sum insured reinstatement
  19. Multiple sums insured
  20. 24×7 Unlimited teleconsultation
  21. Investigations cover (Lab & Radiology) and Doctor consultation

2. MOTOR INSURANCE

MOTOR INSURANCE COVERS

  • 24×7 Spot Assistance 
  • Keys & Locks Replacement 
  • Depreciation Shield 
  • Engine Protector (For Vehicle Age up to 10 years) 
  • Consumable Expenses(For vehicle age up to 10 years) 
  • Vehicle Replacement Advantage (For Vehicle Age up to 3 years) 
  • Personal Baggage Cover(For vehicle age up to 10 years) 
  • Conveyance Benefit 
  • Accident Shield (For Vehicle Age up to 10 years) 

3. PERSONAL ACCIDENT   INSURANCE

  • Worldwide Coverage: Protection against accidental injuries, permanent disabilities, and accidental death globally.
  • Base Covers: Death, Permanent Total Disability, Permanent Partial Disability.
  • Optional Covers: Accidental Hospitalization Expenses, Adventure Sports Benefit, Air Ambulance Cover, Children’s Education Benefit, Coma Care, EMI Payment Cover, Fracture Care, Hospital Cash Benefit, Loan Protector Cover, Loss of Income due to Disability, Road Ambulance Cover, Travel Expenses Benefit.
  • Sum Insured: Options up to INR 25 crores.
  • Eligibility: The entry age for the proposer is 18-70 years, with dependent children 3 months to 25 years.
  • Family Coverage: Covers self, spouse, dependent children, and dependent parents