This insurance plan offers financial security with a lump sum payout upon diagnosis of serious critical illnesses. Designed specifically to support the primary income earner in the family, it provides peace of mind during challenging times.
Covers 43 critical illnesses across five sections: Cancer, Cardiovascular, Kidney, Neuro, and Transplants & Sensory Organs.
Choose Sum Assured from ₹1 lakh to ₹50 lakhs, with age-based restrictions. Offers lump sum benefits not linked to treatment costs.
Lifetime renewability with up to two claims per section (one each for Category A and B). Covers self and extended family members.
Category A (25% SA): Early/milder conditions.
Category B (100% SA): Severe/advanced conditions.
Category A (25% SA): Early/milder conditions.
Category B (100% SA): Severe/advanced conditions.
Many modern health insurance policies come with no entry age restriction, making it possible for individuals of all ages, including seniors, to purchase coverage, ensuring no one is left uninsured.
Enjoy uninterrupted coverage with policies that are renewable lifelong. This crucial feature guarantees that once you have a policy, you can continue to renew it for your entire life, providing continuous protection against rising healthcare costs.
Choose from flexible policy tenures of 1, 2, or 3 years. Opting for a longer tenure often comes with discounts and saves you the hassle of annual renewals, streamlining your insurance management.
Coverage available for self, spouse, and dependent children.
Eligible from 18 to 65 years of age at policy inception.
Insured must meet basic medical criteria to qualify.
Lifetime (subject to conditions).
Illnesses diagnosed within first 120/180 days and pre-existing diseases during waiting period are excluded.
Self-harm, sexually transmitted diseases, war-related injuries, alcohol or drug abuse, and congenital conditions are not covered.
Notify insurer within 30 days of diagnosis or surgery.
Provide medical certificates and test reports as required.
Claim payment processed within 30–45 days of document receipt.
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